Don’t Buy Globe Life Insurance Without Reading This Article!

39 Responses to Don’t Buy Globe Life Insurance Without Reading This Article!

  1. My wife just found out that with Globe Life reading the unwritten fine print is essential. She has been paying premiun on her mom for many years. To her surprise it was term that expire at age 80.

  2. i have had globe life on my son since he was about 8 or so my mother started it on my 2 children and in her passing i carried over to me to pay just recently they would send me my premium and on there they would say up your policy 5000. more for just a few dollars more so i did i had gotten 25,000. on my son and in August of 2012 he had a car wreck and was killed but they are fighting me on my other 10,000. they say they have to do further medical records and investigate that wasn’t in the contract if they do not honor the rest of my money i will not recommend them to anyone

  3. I am writing thos while on hold for a service agent at Globe Life. I have been on hold for 36 minutes and still waiting to pay my premium on line. I am getting mpre furious as i wait wondering whyi have to take this abuse to pay someone. I will be giving says:

    It has now been 45 minutes and still holding and about to give up. By the way I was in the Insurance business for over 50 years and just to let you know that part of selling is not only the product but includes service. I think that you have not met at least50% of the requirements. Thank God for independent agents for service, knowledge and product information.

  4. I have been a customer of Globe Life Insurance Company since 2007. I am now looking at other insurance companies. Every phone call made to Globe Life Insurance has been a 20-55 minute wait before reaching a phone agent. Globe Life has “misapplied” my payments over 3 times. I do not recommend Globe Life Insurance.

  5. globe life crooked company. had life insurance on my daughter. she died heart failure and was in good health before she died,globe life wont pay funeral home.DONT BUY LIFE INSURANCE FROM GLOBE


  7. Thank goodness people get on here and expose this crooked company, saving others a great loss of time and money! Thanks to all for posting!

  8. A frien d of mine had a policy thur Globe life, , he became I’ll and past last month paid into this company for three years…we had to scrape to have a service. But such is the way of large companies they get rich on the backs of the poor. And to the customer service clerk who was rude, I pray for you.

  9. WOW!! Thank you are for taking the time to write what you are went through with Globe life insurance. I received a request to join Globe through the mail. It sounded great until I got on here and did little homework. Thank you all for saving me the hassle, the pain and money. USMC Retired

  10. Received app for mortgage ins from globe (they gleaned the info from public records in my state) The cost was very low for $60,000 but while reading the small print I saw that the benefits were guaranteed never to be reduced until age 70. Hell, I’m 72 now! so I’m not even eligible (guess they can’t get your age from public records) This is the 3rd company that I have received information from (one was to reduce the payment amount) Anyone can pay to get your info from public records at your local courthouse. (you can get the info too – if you want to pay) I think this is scandalous the our information has a price – if they can pay – they can get it.

  11. Thank you for posting this . I was filing out the form for Globe life Ins. And decided to look up website information and I came across this review list. After hearing so many “real ” people add their responses , I’m going to be more carefull about who I choose. I ripped up and tossed the application , I’m glad now I read this before I mailed my paperwork and became another dis-satified customer. Thank You .

  12. Sooooooooooooooooooooooo glad I read your info this am.
    Got the $1.00 policy from Globe life and was about to pay my monthly premiumm on 800 number, but it stayed busy for so long, decided I did not want to have to go thru this when have questions. I hope I have better luck with agent. There’s nothing like personal agent!

  13. I want t thank all the considerate people on here who gave an honest and clear rating on this globe company. I almost fell for it; but being an insurance verification clerk in my employment I knew it was too good to be true. So I did some research. I will be speaking to an agent soon. Thank you all once agan!

  14. My mother had life insurance on my father through Globe Life. When he died they refused to pay. It was only $5000. Their excuse was that he was in bad health when she bought the insurance. She didn’t know that! She bought it on herself and him at the same time. My father wasn’t in great health- he had COPD but she had no idea he was going to die in a few years. He was working the day before he went into hospital and died a week later. To my amazement, she refused to cancel her Globe Life policy and is still paying it – 15 years later.

  15. I just got my policy for life and accident insurance from Globe. I understand I have 30 days to review . It came into my mine to search online reviews for Globe company and to my surprise, numbers of clients are unhappy and were not paid of their claims. I thought of investing life insurance for the security and protection of my family, but knowing of some feedbacks here, I have second thoughts of pursuing the policy

  16. I took out a policy on my son. He is 37 yrs old and single. I thought it would be best to take out a life ins. I sent in the first payment but then read reviews online. I called to cancel it. I was told that I could not cancel it since it was in his name. I TOOK THE POLICY OUT AND SENT THE PAYMENT IN. So I told her that. She kept saying “he” had to cancel it. I said “since I took it out and I am the one paying I just won’t pay it. ” (Glad I didn’t give bank information”! they are now calling every other day. This started in March. They still won’t stop. How do I get them to STOP!

  17. My mother passed in 2012 with a globe life insurance policy for $5k.
    When she applied she clearly stated on her application that she had “PRE-EXISTING” condition !!!

    They still left policy in effect and continued to take her monthly payment.

    UNTIL, she passed away, of course you know what happened I got left and still owe her very reasonable extremely reasonable funeral arrangement bill of $4800 or so dollars. Fortunately my step-father was former military and she was buried with him, the funeral parlor owner is still holding the bill (a christian woman whom I befriended and fully intend to correct ! I am an only child so I had no help SHAME ON GLOBE LIFE SHAME ON ALL OF THOSE WHO PROFIT FROM OTHER PEOPLES SORROW SHAME ….GOD IS WATCHING !!!

  18. I have been paying on life insurance for my grandchildren from when they were born. I just called them to find out about the 17 year olds policy. We were told that it would have a cash value. I have been paying on it for 17 years. They just told me it has no cash value until he is 26. I asked what it would be then and she said $10.00. Needless to say when the policies become due they will not be paid whatsoever on all 5 of the grandchildren. What a ripoff.

  19. Just off the phone with this company, Globe Life, because I applied for a policy. BIG MISTAKE!! I have all the calls that I made with them over the phone recorded, for my own personal use and so my daughter could hear how it all works. They are nothing but LIARS! I applied for $20,000 and received a policy for $5,000, with premiums that went up every few years! I specifically asked all the questions, would premiums stay the same, when would the policy go into affect, and never one time was an ‘under writer” mentioned to me. I have all of my questions and all of their answers recorded, so I have proof they just LIE to people. The woman I just spoke with admitted to me that the sales people do not have to tell you everything because they just do sales! So in other words, they lie to get a sale, this is pathetic!! This was on another website I went to, and YES it is on their website….. Deceptive wording alert: Globe Life states its term life insurance on its website has:
    “A rate schedule that is guaranteed to never increase. The premium schedule you establish today will not change for any reason.” It is a complete lie, don’t trust this company at all!

    • I’m in with petitioning for a class action law suit…the company is very deceptive…I definitely know I was lied to…misled

  20. Globe is denying my mother her full policy now,we’ve already had 2 cancell the service for my brother,and trying to raise money to burry him,I wouldn’t suggest any body use globe insurance,I intend on filing a law suit,smh.

  21. My dad passed away peacefully thinking he left a little money to cover his funeral costs. Little did he realize Globe Life would not honor their agreement. They are a heartless company. If they have a question about someone’s policy they should take care of that while the person is alive instead of providing false peace and comfort. Then having the bereaved family deal with the letdown.

  22. My uncle received a letter in the mail with a returned check. He reached his 81st birthday and no longer has insurance. It’s ashamed the way this rip off company has taken his money all these many year and God has allowed my uncle to live on this earth longer than their miniscule fine print and deny him his coverage. I hope no one buys insurance from this rip off company ever again. I would like to see if these share holders would deny their family members coverage after a certain age but it wouldn’t matter cause they have all our hard earned money and their rich. BE WARE DON’T EVER BUY INSURANCE FROM THIS COMPANY. RIP OFF

  23. Was thinking about it until I looked over reviews thank you all for putting this out there so sorry for what they have done to you all.

  24. I have just immigrated from India 13 months back and was planning to take policy for my daughter 15 years old for her future security but now after reading all these review I feel I have been saved.Thanks all of you

  25. These boneheads keep sending me policies 5.00 dollars month for 50.000 coverage. I’m glad I read the complaints before I got suckered into these A** holes.THANK U FOR UR COMMENTS.

  26. globe life told me the check I sent for pmt. for my grandchild was not signed,it took 3 mo. for them to tell me that.i was not sure I was going to keep this I told I would think about it.when I checked my ck.acc.they had taken 3mo.pmt.without my autho.I am waiting to talk to some one.

  27. I got a $15,000 whole life policy on my son when he started driving, 2014. It’s been in good standing from the day I purchased it. My son recently passed away this November, 4 days after his 21st birthday of a heart attack. The funeral home has taken care of the claim. We’ve already had the service. It’s been a little over 2 weeks. Now I’m worried after reading these reviews if my son’s policy will be paid.

  28. Anybody interested in looking into filing a class action law suit against Globe Life and it’s underwriter…their representatives were trained to sell only term life policies years ago. I specifically asked about and wanted a whole life policy back in 2006 and was told they only offered term life over the phone. I found out in 2016-2017 that they did infact had whole life policies in 2006. I asked about converting my policy to a whole life policy and was given an outrageous premium after all the monthly premiums I have paid…no consideration or adjustment for all the premiums/money I’ve paid in thus far. A former agent for Globe told me they are told to sell term life policies even via deception and advised me to just Google Globe Life and notice all the complaints, disputes and bad reviews about the company…something should be done about their deceptive practices, lies, and non-compliance…lets fight for our due diligence and awful service!!!

  29. Thanks to all for the comments on Global Life insurance. I was getting ready to purchase a life insurance policy for my son and thought I had better check the reviews…so glad I did! I will not be purchasing a policy through Global Life after reading the negative experiences posted on here. Again, thanks to all for the comments.

  30. Our son was killed in an accident on 4/28/18. We had a $30,000.00 life policy with a $100,000.00 accidental death rider. We called Globe Life, and confirmed the policy. We sent in everything they asked for. Death Certificate, obituary, police report showing death by accident, Justice of The Peace report, showing death by accident. We called after 3 weeks, and were told we have to send in more forms. We were not told originally that other forms were needed. We have an appt. with our attorney, this coming week, and will sue them. They may have to pay triple damages.

  31. Globe life insurance
    Misleading policies onwers
    I had a been in globe life insurance for 7 years in term life and in February 2018 I changed to whole life they converted for me am calling and waiting on my whole life and find out they drop me and took all my money I put into my old term life am not happy with this company and my friends and my sister went through the same thing with globe they need to be checked out they stealing people money and playing with people life will everyone who been through the same keep posting and spreading the unfair of this company am trying too get the news and newspapers involved.
    God be with us.

  32. Well today I was going to get my 12 yr old GDaughter a policy from GLOBE LIFE(The Young American Plan )that would carry her into adulthood, but after reading this forum I will not do so. They simply are liars and crooks from what I am reading and will pass on also not to get this for any reason… This post is the one who made me have no doubt: It was not about his condition and refusal it was about allowing this woman to continue to pay for 15 yrs after his death!..

    “My mother had life insurance on my father through Globe Life. When he died they refused to pay. It was only $5000. Their excuse was that he was in bad health when she bought the insurance. She didn’t know that! She bought it on herself and him at the same time. My father wasn’t in great health- he had COPD but she had no idea he was going to die in a few years. He was working the day before he went into hospital and died a week later. To my amazement, she refused to cancel her Globe Life policy and is still paying it – 15 years later.

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