Life Insurance Blog
Life insurance comparisons, reviews, and educational articles to help you make more informed insurance descisions.
Who is Prime America aka Primerica life insurance in 2020
Disclaimer: We are not affiliated with Prime America AKAPrimerica. This article is our review of Primerica and their Life Insurance Products. Prime America is the name people use sometimes for the company Primerica, also referred to as Prime America. Do...
Don’t Buy Globe Life Insurance Without Reading This Review 2020
Globe Life Insurance Review, you deserve honest, affordable life insurance rates. Globe Life Insurance Is one of the young kids on block and like a new kid, sometimes you try to stick out and disrupt the school yard. Globe Life Insurance, with their marketing...
NYLAARP Life Insurance Rates Review AARP Life Insurance overpriced?
NYLAARP life insurance might not be best for you. Now, I am not saying that AARP is bad nor the insurance company that sells the insurance for AARP, which is New York Life, but the insurance they call NYLAARP offers one-size-fits-all, overpriced,...
Reasons to be Wary of Prime America in 2020 (also known as Primerica)
We are not affiliated with Prime America Life Insurance also known as Primerica. This article is our review of Prime America or Primerica and their life insurance products. A lot of consumers assume Prime America is the proper way to spell the life insurance company...
Is a 412e3 Defined Benefit Pension an overlooked retirement plan
412E3 Fully Insured Defined Benefit Pension Plan? 412e3 Defined benefit pensions under the Internal Revenue Code Section 412(e)(3), also known as 412e3 plans, offer small business owners tremendous overlooked benefits and deductions for setting up a fully insured...
Life Insurance With No Medical Exam
No exam Life insurance is a very popular solution to insuring consumers quicky. Most people who are seeking a no exam life insurance policy are looking to get coverage quickly and free of hassle. Consumers may not want underwriters digging through your medical records...
NYLAARP Life Insurance Rates Review AARP Life Insurance overpriced?
NYLAARP is the acronym for the AARP Life Insurance Program sold by New York Life. In all my years shopping life insurance for consumers the biggest concern I have in the business continues to be the no questions asked coverage sold by NYLAARP. AARP promotes a few...
Marijuana and Life Insurance Exams Update in 2020
Marijuana and Life Insurance Exams, What You Need to Know. People who use Marijuana and need to take a life insurance exam probably should read this article. in 2020, life insurance exams are not always necessary and being a marijuana user doesn’t...
Affordable Term Life Insurance for Smokers
Affordable Term Life Insurance for Smokers Smokers life insurance is expensive - there's no way around it. Smokers will pay double their friend same health who doesn't smoke. I have heard people say this time and time again: "It is impossible to get affordable life...
Zander Life Insurance Might Not Be Your Best Bet 2020 Update
Zander Life Insurance claims to be an independent life insurance brokerage. They have a wonderful reputation in the life insurance industry. Dave Ramsey, a big financial guru, always and only recommends Zander Life Insurance to his clients and listeners. Dave Ramsey...
Health IQ Life Insurance Review 2020
Health IQ Insurance advertises as offering better rates for healthy consumers. Does Health IQ life insurance deliver on those promises? Picking the best carrier for a client requires a solid understanding of the client’s needs and a thorough understanding of the...
Top Three Life Insurance Questions For Parents
Raising a child can be one of the most rewarding experiences but also a very expensive experience. It’s difficult to think about but if you passed away, would your spouse have the means to provide for your family long term? All families need life insurance regardless...
What is Variable Life Insurance?
When searching for life insurance the first question you probably ask yourself is “what type of life insurance policy is perfect for me?” Let’s look at one type of life insurance called variable life insurance. There are a variety of different types of life insurance....
The Various Types of Life Insurance Policies
You may be wondering what the different types of life insurance policies are, and what is available to you. You want to find the best type of life insurance policy to protect your loved ones in the event of your death.In this guide, we’ll help you learn about the...
Save Money On Life Insurance Affordable Life Insurance Quotes
We understand how important it is to you to manage a big purchase like life insurance while making sure you’re getting the best price. After all, if your monthly premium varies even by just a few dollars, that can add up to thousands of dollars over the course of your...
BMI and The Impact On the Cost of Life Insurance
Believe it or not, life insurance companies are interested in your digits. No, not just those numbers. We’re talking about your height and weight. Life insurance providers consider your Body Mass Index (BMI) when deciding whether to accept an application. Not only...
Most Common Questions Asked When Buying Life Insurance For Parents
Most Common Questions Asked When Buying Life Insurance For ParentsPurchasing life insurance may seem difficult at first, but with the right help and guidance, it does not have to be. Some of the most questions come from those looking to buy life insurance from their...
Understanding Life Insurance In Your 20s
Understanding Life Insurance In Your 20sYou will be thanking yourself later in life if you start understanding life insurance in your 20s. At this time in your life, you are transitioning into adulthood through new experiences such as graduating from college or...
Life Insurance for Mortgage Protection
Life Insurance for Mortgage ProtectionWhen you are investigating the mortgage process, you will most likely be offered life insurance for mortgage protection. You may be offered mortgage life insurance by your lender or even an affiliated company because it can be a...
How to Buy The Best Life Insurance For Your Family
Life Insurance and Your FamilyA lot of people believe that if you buy life insurance for yourself, then you should also purchase life insurance for everyone else in your family. However, there are several ways to protect your whole entire family with life...
The Best Type of Life Insurance Policy
Many people wait to purchase a life insurance policy until they are older, and the premiums are higher usually because they don’t understand why they need life insurance when to buy it, or what type of policy is best. Understanding what types of life insurance will...
Your Age & Life Insurance
If you are currently thinking about investing in life insurance, the best time is… right now. Unless you are an older adult, very sick, or have no people in your life that rely upon you financially the younger you purchase life insurance, the better your...
Obtaining an Affordable Life Insurance Quote Online
With the ease of technology, the easiest way to purchase an affordable life insurance plan is online. When you buy insurance online, you can receive a variety of quotes all at once for easy comparison. This allows you to make a solid decision before you...
What is Life Insurance?
What Actually Is Life Insurance? If you are new to buying life insurance, this will be an excellent overview to learn how it works and what you need to understand when choosing your coverage. A life insurance policy is a contract you make with an insurance...
Why Do I need Life Insurance?
Necessary reasons for investing in life insurance Life insurance is an essential way to ensure that your loved ones don’t face potential financial burdens if you were to pass away. This is one expense that needs to be seriously considered. It’s also...