Life Insurance Blog

Life insurance comparisons, reviews, and educational articles to help you make more informed insurance descisions.
Life Insurance Without Medical Exam or Health Questions

Life Insurance Without Medical Exam or Health Questions

 as t. ife insurance without medical exam or health questions is a very popular solution to insuring consumers quickly. Most people who are seeking life insurance without medical exam or health questions are looking to get coverage quickly and free of hassle....

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AARP NYLAARP Life Insurance Review 2021

AARP NYLAARP Life Insurance Review 2021

  NYLAARP is the acronym for the AARP Life Insurance Program sold by New York Life. In all my years shopping life insurance for consumers the biggest concern I have in the business continues to be the no questions asked coverage sold by NYLAARP.  AARP promotes a few...

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The Various Types of Life Insurance Policies in 2021

The Various Types of Life Insurance Policies in 2021

How many types of life insurance policies are there and what is available to you? You want to find the best type of life insurance policy to protect your loved ones in the event of your death so understanding the types of life insurance is key! In this guide, we’ll...

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Who is Prime America aka Primerica life insurance in 2021

Who is Prime America aka Primerica life insurance in 2021

  Disclaimer: We are not affiliated with Prime America AKAPrimerica.  This article is our review of Primerica and their Life Insurance Products.   Prime America is the name people use sometimes for the company Primerica, also referred to as Prime America. Do...

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Marijuana and Life Insurance Exams Update in 2021

Marijuana and Life Insurance Exams Update in 2021

    Marijuana and Life Insurance Exams, What You Need to Know.   People who use Marijuana and need to take a life insurance exam probably should read this article. in 2020, life insurance exams are not always necessary and being a marijuana user doesn’t...

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Reasons to be Wary of Prime America in 2021 aka Primerica

Reasons to be Wary of Prime America in 2021 aka Primerica

We are not affiliated with Prime America Life Insurance also known as Primerica. This article is our review of Prime America or Primerica and their life insurance products. A lot of consumers assume Prime America is the proper way to spell the life insurance company...

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How to Look for Disability Insurance in 2021

How to Look for Disability Insurance, your ability to earn money is one of the most significant assets that you have. Expenses often increase due to disability, while income is drastically reduced. In the event that you’re unable to continue to earn your income...

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412E3 Defined Benefit Pension plans for retirement in 2021

412E3 Defined Benefit Pension plans for retirement in 2021

412E3 Fully Insured Defined Benefit Pension Plan? 412e3 Defined benefit pensions under the Internal Revenue Code Section 412(e)(3), also known as 412e3 plans, offer small business owners tremendous  benefits and deductions for setting up their own private pension in...

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Affordable Term Life Insurance Rates for Smokers in 2021

Affordable Term Life Insurance Rates for Smokers in 2021

Affordable Term Life Insurance for Smokers Affordable term life insurance for smokers is expensive - there's no way around it. Smokers will pay double the cost for affordable term life insurance than their non-smoking friend.  I have heard people say this time and...

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Health IQ Life Insurance Review 2021

Health IQ Life Insurance Review 2021

Health IQ Insurance advertises as offering better rates for healthy consumers. Does Health IQ life insurance deliver on those promises? Is Health IQ able to offer better rates for health conscious folks as they advertise? The blatant answer is no, and using misleading...

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AARP Life Insurance Rates Review is NYLAARP expensive?

AARP Life Insurance Rates Review is NYLAARP expensive?

  NYLAARP life insurance might not be best for you. Now, I am not saying that AARP is bad nor the insurance company that sells the insurance for AARP, which is New York Life, but the insurance they call NYLAARP offers one-size-fits-all, overpriced,...

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How good are AARP NYLAARP life insurance rates?

How good are AARP NYLAARP life insurance rates?

For full disclosure, I am not an agent of New York Life and I can not provide New York Life quotes on my quoter, if you want to compare New York Life Insurance Rates to the masses you must do your own research. NYLAARP is AARP’s offerings to the senior market for life...

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Top Three Life Insurance Questions For Parents

Top Three Life Insurance Questions For Parents

Raising a child can be one of the most rewarding experiences but also a very expensive experience. It’s difficult to think about but if you passed away, would your spouse have the means to provide for your family long term? All families need life insurance regardless...

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What is Variable Life Insurance?

What is Variable Life Insurance?

When searching for life insurance the first question you probably ask yourself is “what type of life insurance policy is perfect for me?” Let’s look at one type of life insurance called variable life insurance. There are a variety of different types of life insurance....

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BMI and The Impact On the Cost of Life Insurance

BMI and The Impact On the Cost of Life Insurance

Believe it or not, life insurance companies are interested in your digits. No, not just those numbers. We’re talking about your height and weight. Life insurance providers consider your Body Mass Index (BMI) when deciding whether to accept an application. Not only...

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Understanding Life Insurance In Your 20s

Understanding Life Insurance In Your 20s

Understanding Life Insurance In Your 20sYou will be thanking yourself later in life if you start understanding life insurance in your 20s. At this time in your life, you are transitioning into adulthood through new experiences such as graduating from college or...

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Life Insurance for Mortgage Protection

Life Insurance for Mortgage Protection

Life Insurance for Mortgage ProtectionWhen you are investigating the mortgage process, you will most likely be offered life insurance for mortgage protection. You may be offered mortgage life insurance by your lender or even an affiliated company because it can be a...

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How to Buy The Best Life Insurance For Your Family

How to Buy The Best Life Insurance For Your Family

Life Insurance and Your FamilyA lot of people believe that if you buy life insurance for yourself, then you should also purchase life insurance for everyone else in your family. However, there are several ways to protect your whole entire family with life...

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The Best Type of Life Insurance Policy

The Best Type of Life Insurance Policy

Many people wait to purchase a life insurance policy until they are older, and the premiums are higher usually because they don’t understand why they need life insurance when to buy it, or what type of policy is best. Understanding what types of life insurance will...

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Your Age & Life Insurance

Your Age & Life Insurance

If you are currently thinking about investing in life insurance, the best time is… right now. Unless you are an older adult, very sick, or have no people in your life that rely upon you financially the younger you purchase life insurance, the better your...

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Obtaining an Affordable Life Insurance Quote Online

Obtaining an Affordable Life Insurance Quote Online

With the ease of technology, the easiest way to purchase an affordable life insurance plan is online. When you buy insurance online, you can receive a variety of quotes all at once for easy comparison. This allows you to make a solid decision before you...

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