Life Insurance Blog

Life insurance comparisons, reviews, and educational articles to help you make more informed insurance descisions.
Health IQ Life Insurance Review 2020

Health IQ Life Insurance Review 2020

Picking the best carrier for a client requires a solid understanding of the client’s needs and a thorough understanding of the industry. While there are a lot of life insurance companies on the market that have built “hype” around their name---that doesn’t mean they...

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Top Three Life Insurance Questions For Parents

Top Three Life Insurance Questions For Parents

Raising a child can be one of the most rewarding experiences but also a very expensive experience. It’s difficult to think about but if you passed away, would your spouse have the means to provide for your family long term? All families need life insurance regardless...

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What is Variable Life Insurance?

What is Variable Life Insurance?

When searching for life insurance the first question you probably ask yourself is “what type of life insurance policy is perfect for me?” Let’s look at one type of life insurance called variable life insurance. There are a variety of different types of life insurance....

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The Various Types of Life Insurance Policies

The Various Types of Life Insurance Policies

You may be wondering what the different types of life insurance policies are, and what is available to you. You want to find the best type of life insurance policy to protect your loved ones in the event of your death.In this guide, we’ll help you learn about the...

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Life Insurance With No Medical Exam

Life Insurance With No Medical Exam

Most people who are seeking a no exam policy are looking to get coverage quickly and free of hassle. You may not want underwriters digging through your medical records and you may not want to deal with getting a medical exam.Be aware, however, that you may be paying a...

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How To Save Money On Life Insurance

How To Save Money On Life Insurance

We understand how important it is to you to manage a big purchase like life insurance while making sure you’re getting the best price. After all, if your monthly premium varies even by just a few dollars, that can add up to thousands of dollars over the course of your...

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BMI and The Impact On the Cost of Life Insurance

BMI and The Impact On the Cost of Life Insurance

Believe it or not, life insurance companies are interested in your digits. No, not just those numbers. We’re talking about your height and weight. Life insurance providers consider your Body Mass Index (BMI) when deciding whether to accept an application. Not only...

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Understanding Life Insurance In Your 20s

Understanding Life Insurance In Your 20s

Understanding Life Insurance In Your 20sYou will be thanking yourself later in life if you start understanding life insurance in your 20s. At this time in your life, you are transitioning into adulthood through new experiences such as graduating from college or...

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Life Insurance for Mortgage Protection

Life Insurance for Mortgage Protection

Life Insurance for Mortgage ProtectionWhen you are investigating the mortgage process, you will most likely be offered life insurance for mortgage protection. You may be offered mortgage life insurance by your lender or even an affiliated company because it can be a...

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How to Buy The Best Life Insurance For Your Family

How to Buy The Best Life Insurance For Your Family

Life Insurance and Your FamilyA lot of people believe that if you buy life insurance for yourself, then you should also purchase life insurance for everyone else in your family. However, there are several ways to protect your whole entire family with life...

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The Best Type of Life Insurance Policy

The Best Type of Life Insurance Policy

Many people wait to purchase a life insurance policy until they are older, and the premiums are higher usually because they don’t understand why they need life insurance when to buy it, or what type of policy is best. Understanding what types of life insurance will...

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Your Age & Life Insurance

Your Age & Life Insurance

If you are currently thinking about investing in life insurance, the best time is… right now. Unless you are an older adult, very sick, or have no people in your life that rely upon you financially the younger you purchase life insurance, the better your...

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Obtaining an Affordable Life Insurance Quote Online

Obtaining an Affordable Life Insurance Quote Online

With the ease of technology, the easiest way to purchase an affordable life insurance plan is online. When you buy insurance online, you can receive a variety of quotes all at once for easy comparison. This allows you to make a solid decision before you...

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What is Life Insurance?

What is Life Insurance?

What Actually Is Life Insurance? If you are new to buying life insurance, this will be an excellent overview to learn how it works and what you need to understand when choosing your coverage. A life insurance policy is a contract you make with an insurance...

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Why Do I need Life Insurance?

Why Do I need Life Insurance?

Necessary reasons for investing in life insurance Life insurance is an essential way to ensure that your loved ones don’t face potential financial burdens if you were to pass away. This is one expense that needs to be seriously considered. It’s also...

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What is the best time to buy life insurance?

What is the best time to buy life insurance?

Investing in the right life insurance policy can provide ease of mind and protection to your family in the event of your death. While it’s important to ensure that your loved ones are taken care of, life insurance can also be expensive if you purchase at...

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Marijuana and Life Insurance Exams Update for 2019

Marijuana and Life Insurance Exams Update for 2019

    Marijuana and Life Insurance Used to be Taboo.   In 2018, (a few days from 2019) being a marijuana user doesn’t mean paying higher than a kite life insurance rates. The future is looking much brighter for pot smokers and life insurance...

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Affordable Term Life Insurance for Smokers

Affordable Term Life Insurance for Smokers

Term Life Insurance for SmokersSmoker life insurance is expensive - there's no way around it. I have heard people say this time and time again: "It is impossible to get affordable life insurance for smokers." With term life insurance for smokers, even...

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Zander Insurance Might Not Be Your Best Bet 2020 Update

Zander Insurance Might Not Be Your Best Bet 2020 Update

Zander Insurance claims to be an independent life insurance brokerage (like us here at Goldsmith). They have a wonderful reputation in the life insurance industry. Dave Ramsey, a big financial guru, always and only recommends Zander Insurance to his clients and...

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Low Cost Term Life Insurance

Low Cost Term Life Insurance

Low cost term life insurance  is important in order to keep your expenses relatively low.  After all, at this time of year with the ever growing list of holiday gifts you need to buy, you’re looking to save whenever possible. You keep hearing about low...

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Life Insurance Over 50 – A Growing Market

Life Insurance Over 50 – A Growing Market

Life Insurance for people over 50 has become more relevant in recent years as people choose to retire long after they reach the age of 65. In general, when younger people buy life insurance, often the main concern is income for their spouse and family and...

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