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Category Archives: Uncategorized

Low Cost Term Life Insurance

low cost term life insuranceYou’ve made the decision to go with low cost term life insurance in order to keep your expenses relatively low.  After all, at this time of year with the ever growing list of holiday gifts you need to buy, you’re looking to save whenever possible. You keep hearing about low cost term life insurance.  Is it too good to be true?  Not at all!

One of the most common reasons that people don’t purchase life insurance is because of costs, but in most cases, applicants are shocked to see just how affordable a policy can be. There are several things that you can do to get the best life insurance rates possible. Don’t let costs keep you from getting the protection that you and your family deserve. (more…)

Life Insurance Over 50 – A Growing Market

Life Insurance for people over 50 has become more relevant in recent years as people choose to retire long after they reach the age of 65. In general, when younger people buy life insurance, often the main concern is income for their spouse and family and or a mortgage. Everyone understands the importance of having […]

Simplifying Various Life Insurance Types

Does thinking about the various life insurance types leave your head spinning?  I hope it makes you feel better to know you’re not the only one like that.  If you’re in the market for life insurance, let us help you. These descriptions of the life insurance types will help you understand them. You may be searching […]

Finding the Cheapest Term Life Insurance

Life insurance is one of the most important purchases that you’ll ever make for your family. It’s vital that you have the insurance coverage that would give them enough resources to recover if something tragic were to happen to you. Finding the right policy can be a long and difficult process, but it doesn’t have […]

Have you considered Life Insurance for your Parents?

While most people likely know that life insurance is important for those who have a spouse and young children counting on them financially, what many may not realize is that this coverage can also be an essential financial tool for those who are older. The proceeds of a life insurance policy can be used for […]

Is Second to Die Life Insurance Right For Us?

When you’re looking to buy life insurance, there are several different kinds. Each type has different advantages and disadvantages that you have to weigh to see which one fits your needs the best. One of the common types of life insurance is Second to Die. Second to Die Life Insurance, also known as “Survivorship Insurance” […]

Should You Buy Life Insurance with No Medical Exam

If you’ve been denied life insurance coverage because of poor health, a disease, chronic condition, or a risky job, you may think that you can’t receive adequate or affordable life insurance, but that couldn’t be further from the truth. Regardless of your health or job, there are several options that you can choose from, one […]

Reasons to be weary of Primerica (also known as Prime America)

 Disclaimer: We are not affiliated with Primerica or as some refer to them as Prime America.  This article is our review of Primerica and their Life Insurance Products Primerica has become a very well-known name in the life insurance industry.  Many consumers find their insurance over priced with lots of fine print in their marketing and […]

Affordable Term Life Insurance for Smokers

I have heard it time and time again, “It is impossible to get affordable life insurance for smokers.”  Even though smokers life insurance rates are more expensive, it is not true that you cannot get them at an affordable rate. Buying life insurance is one of the most important purchases you can make for yourself […]

Affordable Life Insurance for Diabetics

Contrary to popular belief, life insurance for diabetics is readily available at great rates if you control your blood sugars. It is very common that those suffering from Diabetes or even those needing affordable life insurance for smokers, do not obtain quotes because they believe they will not be approved. This is not true, and […]

Is a 412e3 Defined Benefit Pension an Overlooked Retirement Plan?

412e3 defined benefit pensions

What is a 412E3 Fully Insured Defined Benefit Pension Plan? Defined benefit pensions under the Internal Revenue Code Section 412(e)(3), also known as 412e3  Plans, offer small business owners tremendous overlooked benefits and deductions for setting up a fully insured defined benefit retirement pension. Benefits that are so substantial, deductions that are so tremendous that it […]